Search

Jay Dale and the Future of the Chamber Board

When Jay Dale, Chattanooga Market President of First Horizon Bank, assumes leadership over the Chattanooga Chamber board of directors this summer, he’ll do so with a very clear understanding of the past, present and future.

Looking behind him, he sees giants of the Chamber and business world.

“I’m very honored and humbled. I think about the history of great business leaders and equally great leadership that has served the Chamber board,” he says. “It’s not lost to me, the big shoes I am trying to fill.”

Looking at the present, he sees challenges and opportunities.

“If you talk to most folks, affordable housing is a big issue,” he says. “As new companies locate or expand operations in Chattanooga, a growing workforce and talent pool is essential. At the same time, affordable housing, transportation and child care are all challenges for a growing city.”

And in the future? Dale sees the promise that comes when our city rallies around solving pressing problems with one big vision.

“Economic growth and prosperity for all Chattanoogans,” he proclaims.

As Chamber board chairman, Dale serves a voluntary one-year role with, as he sees it, one singular purpose: “We continue to support Chamber leadership in growing economic development for all Chattanoogans by attracting and supporting new companies and jobs that come to town,” he says.

Dale is a graduate – undergraduate and master’s – of the University of Tennessee at Chattanooga (UTC). Since 1994, he’s built a career in the finance industry, becoming vice president at Sun Trust, Regions and First Horizon.

In 2018, First Horizon named him Chattanooga Market President, allowing him to lead a team of more than 200 employees across Southeast Tennessee, North Georgia and metro Atlanta. For 16 straight years, First Horizon has been voted Best of the Best by the Times Free Press.

“Economic development is my passion as a banker,” he says. “We do all we can to help Chattanooga prosper. If Chattanooga is growing, we as a bank are growing and every other team will be growing.”

Dale, 51, serves on multiple community boards, including Chair of the United Way of Greater Chattanooga, the executive committee of the Erlanger Foundation Board and past president of the UTC Alumni Association.

He is a former member of the UC Foundation, UT Alumni Board of Governors, Children’s Advocacy Center and Junior Achievement. He will soon join the Chattanooga State College Board and is a proud Rotarian.

Jay and wife Cynthia have chaired many events for nonprofits in Chattanooga, including Erlanger’s Believe Bash, Siskin Possibilities, Siskin Star Night, MAC Gala, Chambliss Center for Children’s Mardi Gras, Habitat for Humanity’s Raise the Roof and Silverdale Baptist Academy’s campaigns.

He is a graduate of Leadership Chattanooga, class of 2014.

“Best class ever,” he says with a smile.

Chattanooga sits at many crossroads, a pivotal time in our city’s history. Dale calls them “multigenerational changes” and lists several.

“The Bend. Westside Evolves. The new Lookouts stadium. McDonald Farm. The determination about the future of TVA’s Chattanooga office complex. The Convention Center expansion,” he lists.

As integral partners with business and community leaders, the Chamber is poised to support and promote more multigenerational changes for the better. For Dale, the Chamber represents the past, present and future of this city.

“The Chamber started in 1887,” he said. “Throughout our city’s history, the Chamber has been a constant and consistent voice for business.”

 

Other Topics

The views expressed in this article represent the opinions of the author and do not necessarily reflect the opinions of the Chattanooga Area Chamber of Commerce, its staff, or its board of directors. Tune into your favorite news source, and…

Hamilton County–Chattanooga to receive up to $10 million to enhance youth career exploration and enrichment opportunities. Chattanooga is one of only seven communities in the nation selected to join Advancing Opportunities for Adolescents — a new initiative from The Wallace…

How can Chattanoogans connect to careers in industries projected to grow faster than the national average — and that pay a thriving wage? For the Construction Career Center and Chattanooga 2.0, the answer comes down to strengthening and smoothing pathways…

On Friday, September 19, 2025, Chattanooga’s Latino community and its supporters filled the ballroom of The Westin Chattanooga with joy, energy, and pride as they celebrated the 2025 Latino Leadership Awards (LLAs), hosted by La Paz Chattanooga, the longest-serving nonprofit…

When we sit down with Chattanooga families to talk through financial priorities, three big themes surface again and again: private education, college, and retirement. Each of these savings objectives on its own requires focus and discipline — tackling all three…

What started as a pilot program in 2023 has quickly evolved into a strong partnership, changing literacy outcomes in Hamilton County. Following a significantly successful academic year, the Literacy First tutoring program is set to expand again for the 2025-26…

Sign up for weekly updates.